Company bank lockers can be seen everywhere in the bank hall, it’s quite normal, with the development of mobile internet, most personal business completely needn’t people to meet face to face, customers can complete the transferring of ID card, photos, and phone verification on their mobile phones . A very obvious example, alipay is an electronic payment instrument with huge cash flow, and there is no face to face verification for all the applications. The customers finish the application, and the bank makes the approval and then the bank card, passbook and the usb key and so on will be sent to the customers via express or post by the bank, or the customers can also choose the bank locker for the personal business. The bank staff put the article that need to be collected in the bank locker, the system sends the notice to the customers automatically. After receiving the pass word, the customers enter the password on the bank locker and then collect the articles. Currently with the large-scale popularization of mobile internet, more people have access to the internet. It’s very convenient for the customers to download APP of the bank to collect their articles. There are two banks in India that use the APP to open the bank locker.
There are big advantages for the bank and person when the bank locker used for personal business. Mobile internet makes the customers apply for business anytime and anywhere, there is no need to wait long time in queue in the bank. The bank also streamlines the staff and saves the cost. Personal bank lockers can be put in the booth opened to the customers and provide 24 hours service.The customers report the loss and make the application online, after the bank finishing the re-submitting, the articles only need to be put in the bank locker and customers can pick up the goods at their convenience, so that to avoid that some customers have no time to re-submit during their business hours, with the bank locker the bank is less likely to lose their customers, and with the 24 hours service, the bank efficiency is also improved. More customers mean more cash business, thus improve the banks' profits.
Now the bank has a lot of advanced automatic equipments, automatic card machine to provide passbook and USB keys automatically, such equipment is very good, while the price is high, the operation step is complex which is not suitable for those who don’t have a high level of culture, for those countries with the rapid development of mobile internet the equipment itself costs a lot of money, the repair and maintenance of the hardware is high-cost, the software also needs some complex maintenance, so there is resistance for the project implementation and expansion. The price of bank locker for personal business is not high and the maintenance is simple, so the implementation and management is easy, and it’s also the most convenient way for customers. Customers come to the bank and have a definite result in the bank locker and they can get the articles, while the onsite application maybe not to be dealt due to all sorts of reasons, such as the customers forget the documents and need to commute between home and bank.
To sum up, personal bank locker will be the bank’s new favorite in the era of mobile internet, Shanghai Baoqing Intelligent Technology Co. Ltd has rich experience in bank locker and can provide specialized hardware and software services for the customers all over the world.
Please visit www.baoqingsmart.com for more information.